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The following topics are covered in our Credit Counseling Program:
- Budgeting
- Developing a spending plan
- What is credit scoring and how is it determined?
- How to read a credit report
- How to challenge errors and make corrections
- How to create or improve your credit history
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The following topics are covered in our Youth Mentorship  Program
- Setting goals for Mentees
- How to handle conflict or problems
- Building self esteem
- Education/Career Planning
- Communications skills development
- How to avoid high risk behaviors
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The following topics are covered in our Personal Finances Counseling Program:
- Developing a Spending Plan
- Working with Checking and Saving Accounts
- Understanding Credit and Your Credit Report?
- What You Need to Know about Taxes and Insurance
- Getting a Loan
- Short term and long term goals
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We teach the following topics in our Family Support Program
- Employment
- Childcare
- Education
- Afterschool Care
- Family Self Sufficient
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The following topics are covered in our Homeownership Counseling Program:
- Personal Finances
- Credit Reporting
- Working with the Lender
- The Role of the Real Estate Agent
- Home Inspection
- The Loan Closing
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The following topics are covered in our Healthy You Program
- Family Fitness
- Choosing a healthier lifestyle
- Good Choices for Good Health
- Steps to Sensible Eating
- Weight Management
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The following topics are covered in our Rental Counseling Program.
- Overview of your rights and responsibility as a tenant
- Leasing an apartment/house
- What if my landlord will not make repairs?
- Giving notice/terminating a lease
- What if I can’t pay my rent?
- Security Deposits
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The following topics are covered in our Mortgage Program
- Default Counseling
- Money management
- Refinancing
- Amortization
- Avoiding Foreclosure
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